The Credit-Card Fees Merchants Hate, Banks Love and Consumers Pay - WSJ

Customers typically pay the same price whether they use cash or a card. Economists say this equates to a transfer from users of cash to users of cards. How much? On average a cash-using household pays $149 a year and a card-using household receives $1,133, according to a 2010 study from the Federal Reserve Bank of Boston.

Let’s disrupt this system.